Product Information > Income protection
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Income protectionProtecting your future income.pdf Disability Income Protection quards your greatest asset - Your power and ability to earn. It is essential for anyone with a partner or family dependent on the Insured's income for the maintenance of their lifestyle.It provides you with a monthly payment if you are unable to work due to sickness or injury. Cover is guaranteed renewable up to age 70, regardless of claims, health or occupation. Indemnity basis (75%) or Agreed Value (55%) basis options. Choice of benefit terms (i.e. 2 years, 5 years, to age 65 or to age 70). Choice of Waiting Periods (i.e. 4, 8, 13, 26, 52 and 104 weeks). Waiver of premium is included with Income Protection. The following built-in features are also included: Waiver of waiting period in the event of a recurrence of the same disabilty within 6 months; Rehabilitation benefit; Bed confinement benefit; Partial disability benefit; Vocational retraining benefit; Special allowances..... Premier Cover Option is available as an optional addition and provides the following benefits - Extra cash benefit; Permanent Disablement benefit & Home Care benefit. Certain conditions and terms may apply. |