Information on > Hospital cover
|
|
|
Hospital coverHospital cover.pdf VIP 1 is an affordable solution to Health Insurance and provides up to 100% reimbursement of expenses for medically necessary procedures. This provides cover for the least predictable, high cost conditions that require surgical or medical treatment. You can claim up to $75,000 per life assured, per operation for all reasonable charges incurred in connection with a covered medical expense.Surgery cover - Up to 100% cover for your surgical treatment and associated costs with admission to a private hospital such as: General surgery; Cardiac Surgery; Oral surgery; Surgeon's and anaesthetists fees; Outpatient theatre fees for day surgery; Accomodation fees in a private hospital; Other medical specialists' fees, prescription and associated charges including CT scanning, MRI scanning and post operative physiotherapy costs; Specialist consultations and diagnostic procedures - covered for up to 3 months before admission and for up to 3 months after discharge from a private hopsital, provided they relate to the condition being treated. Medical hospitalisation - Up to 100% cover for your non-surgical treatment: There are times when you'll need to be admitted to a private hospital for medical treatment which doesn't require surgery. The following reasonable charges relating to Private hospital charges for chemotherapy; Cardiologists' fees and angiography related charges; Accomodation fees in a private hospital; Other medical specialists' fees, prescription and associated charges including CT scanning, MRI scanning and physiotherapy costs; Specialist consultations and diagnostic procedures - covered for up to 3 months before admission and for up to 3 months after discharge from a private hopsital, provided they relate to the condition being treated. Prior-Approval Service: know your costs are paid before you're admitted. Built-in features: Waiver of premium upon the death of the policyholder; Hospice cover; Parent accomodation allowance; Public hospital cash grant; Sterilisation loyalty benefit (after two years of continuous cover); Bilateral breast reduction loyalty benefit (aftre three years of continuous cover). Certain limits, conditions and terms apply. Excesses may be selected to reduce premium levels. |