Hospital cover

Hospital cover

 
Hopsital_operating_theater_room_1.jpgThe base or hospital plan is an affordable solution to Health Insurance and provides up to 100% reimbursement of expenses for medically necessary procedures. This provides cover for the least predictable, high cost conditions that require surgical or medical treatment. You can claim for all usual, reasonable and customary (URC) charges incurred in connection with a covered medical expense.

Surgery cover - Up to 100% cover for your surgical treatment and associated costs with admission to a private hospital such as: General surgery; Cardiac Surgery; Oral surgery; Surgeon's and anaesthetists fees; Outpatient theatre fees for day surgery; Accommodation fees in a private hospital; Other medical specialists' fees, prescription and associated charges including CT scanning, MRI scanning and post operative physiotherapy costs; Specialist consultations and diagnostic procedures - covered for up to 6 months before admission and for up to 6 months after discharge from a private hospital, provided they relate to the condition being treated.

Medical hospitalisation - Up to 100% cover for your non-surgical treatment: There are times when you'll need to be admitted to a private hospital for medical treatment which doesn't require surgery. The following reasonable charges relating to Private hospital charges for chemotherapy; Cardiologists' fees and angiography related charges; Accommodation fees in a private hospital; Other medical specialists' fees, prescription and associated charges including CT scanning, MRI scanning and physiotherapy costs; Specialist consultations and diagnostic procedures - covered for up to 6 months before admission and for up to 6 months after discharge from a private hospital, provided they relate to the condition being treated.

Prior-Approval Service: know your costs are paid before you're admitted.

Built-in features: Waiver of premium upon the death of the policyholder; Hospice cover; Parent accomodation allowance; Public hospital cash grant; loyalty benefits after two or three years of continuous cover. 

Certain limits, conditions and terms apply. Excesses may be selected to reduce premium levels.
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